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    Born to Be a Saver

    One of Bill’s earliest memories is paying for his weekly school lunch. The cost was $2.50, and his parents would give me $3 and let him keep the 50 cents in change. Each week, Bill would take those two quarters and stack them in the top drawer of his desk, saving for his next baseball mitt.

    Bill still love turning quarters into savings. He enjoys working with clients in building their retirement savings, providing reliable retirement income, or helping them save for their children’s or grandchildren’s college education.

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    William (Bill) M. Miller, Jr.

    Investment Advisor

    As an undergraduate at the University of Richmond, Bill was drawn to the study of economics and was elected president of the Economics Club his senior year. After working in the insurance industry upon graduation, he was very fortunate to associate with Commonwealth Financial Network®.

    While nothing replaces the value of proven experience, having professional certifications is important. Bill has earned his Chartered Financial Consultant® (ChFC®), Chartered Retirement Plan Specialist (CRPS®), and Chartered Life Underwriter® (CLU®) certifications.

    Bill has been married to Stephanie, a retired educator, for more than 30 years, and they raised three sons together: Mason, Andrew, and Alex.

    My Additional Capabilities

    Bill’s extended team includes the research and broker/dealer resources of Commonwealth Financial Network®, which expands the breadth and depth of what he offers his clients. Its teams complement and assist Bill in providing his clients with the best possible service.